Liability coverage will pay for damage to another person’s property (property damage liability) or costs associated with another person’s injuries (bodily injury liability). Liability insurance is required in all states, but the minimum liability varies per state.
Comprehensive and Collision
Covers exterior property damage to the rented unit up to the actual cash value of your vehicle, with a maximum of $500,00 for all qualified vehicles 20 years old and newer. Comprehensive and collision coverage does not cover damages to another vehicle.
The amount of money you pay out of your pocket toward a covered claim before the insurance covers the rest. This is in addition to the cost of the insurance plan.